This is a review of READYdebit® Visa Prepaid Card. This card is perfect for people with No Credit Check* credit. READYdebit® Visa Prepaid Card is issued by .
- Instant Account Number.
- Free Credit ScoreTracker*
- Free Direct Deposit – paycheck, benefits, tax refunds
- Easy Online Bill Pay & Mobile Banking
- No Purchase Transaction Fees
- No Overdraft Fees or Balance Minimums
- 100% Guaranteed Approval** – No Credit Checks
- Choose Your Card Color – Blue or Pink.
Start Saving Now! Order Your READYdebit Card Today!
What is the APR of READYdebit® Visa Prepaid Card
APR Explained: The APR rate is the annual interest rate you will pay on any remaining balance left on your card at the end of the billing cycle. You want to find a card with a low APR, for a list of all of our low APR credit cards.
What is the Annual Fee of READYdebit® Visa Prepaid Card
Annual Fee Explained: Certain credit cards have a fee that you are required to pay every year to continue to use the card. Cards with annual fees tend to have benefits associated with them like airline miles, points, or cash back. Explore the best rewards credit cards on our site.
What is the Intro APR on READYdebit® Visa Prepaid Card
Intro APR: N/A*
Intro APR Explained: An introductory APR (annual percentage rate) is the rate that is charged for any balance that remains on your account. The difference between an introductory rate and your regular APR is the introductory period will end. Introductory rates are typically 3 months, 6 months or 12 months. Browse our entire list of >low APR credit cards.
Does READYdebit® Visa Prepaid Card Allow Balance Transfers?
Balance Transfers: N/A*
Balance Transfer Fee: See Terms*
Balance Transfer Intro APR: N/A*
Balance Transfer Intro APR Period: N/A*
Balance Transfer Go To Rate: N/A*
Balance Transfers Explain: So what are balance transfers? Balance transfers are a credit card mechanism that allows you to transfer a credit card from one card to another. Why would you want to do this? Say you have a card with a 15% APR. You can transfer this balance to a credit card with an APR of just 5% (or possibly 0%, please check out balance transfer credit cards for offers like this). When you transfer the balance, you will save a considerable amount of money in monthly fees. The features to look for on a balance transfer card are the Balance Transfer Fees, Balance Transfer Go To Rate (which is the rate after the intro period, and the Balance Transfer Intro APR (the 0% rate)
What are the Cash Advance Terms for READYdebit® Visa Prepaid Card?
Cash Advance Fee: See Terms*
READYdebit® Visa Prepaid Card Cash Advance Explained: Cash advances, what are they? Are they the same as cash? Cash advance is one of the most expensive ways to get cash from your credit card and we almost always recommend you do not use the cash advance feature of the card. There are very high APRs and fees associated with cash advances. They allow you to get cash by using your credit card instead of a debit card.
Are There Any Transaction Fees for Purchases for READYdebit® Visa Prepaid Card
For certain prepaid debit cards and some secured credit cards, there are transaction fees for using your card as a debit card or using the card at an ATM to retrieve cash. The fees for this card are as follows:
Debit Card Transaction Fee: $0
Credit Card Purchase Fee: $0
Load Fee: $0
ATM Fee: $2.25*
Activation Fee: $9.95*
Foreign Currency Exchange Fee: See Terms*
What Are Card Penalties for READYdebit® Visa Prepaid Card
If you miss a payment, the APR for cash advances goes to See Terms*
If you miss a payment, the APR for purchases becomes See Terms*
If you miss a payment, the late fee is See Terms*
What credit score is required for READYdebit® Visa Prepaid Card
Score Required: No Credit Check*
Credit Score Explained: To qualify for READYdebit® Visa Prepaid Card, you need to have a credit score that is No Credit Check*. If your credit score is not at this level, we can recommend another credit card that is perfectly suited for your credit score. Click here to browse our credit cards by credit score.