2013 CreditHunch Credit card reviews, tips, tricks & more.

iBankUP Prepaid Account Apply

iBankUP Prepaid Account Features

  • The power of a bank account in a Visa prepaid card
  • Save up to $230 compared with other cards, the first year alone
  • No credit check and no activation fee
  • Write personal checks online: easy to pay rent or other bills
  • $0 monthly fee if $400 is loaded each month. (Only $1.99 otherwise)
  • Free Direct Deposit from employers or deposit cash at 50,000 retailers nationwide
  • Get 5% off when you add minutes to a prepaid cell phone from your UPside account
  • Accepted anywhere Visa debit cards are accepted. Optional companion card
Activation Fee ATM Fee Load Fee Monthly Fee Credit Score Required
$0 $0 $0 $0 No Credit Check*

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This is a review of iBankUP Prepaid Account. This card is perfect for people with No Credit Check* credit. iBankUP Prepaid Account is issued by .

  • The power of a bank account in a Visa prepaid card
  • Save up to $230 compared with other cards, the first year alone
  • No credit check and no activation fee
  • Write personal checks online: easy to pay rent or other bills
  • $0 monthly fee if $400 is loaded each month. (Only $1.99 otherwise)
  • Free Direct Deposit from employers or deposit cash at 50,000 retailers nationwide
  • Get 5% off when you add minutes to a prepaid cell phone from your UPside account
  • Accepted anywhere Visa debit cards are accepted. Optional companion card

What is the APR of iBankUP Prepaid Account

APR: N/A*

APR Explained: The APR rate is the annual interest rate you will pay on any remaining balance left on your card at the end of the billing cycle. You want to find a card with a low APR, for a list of all of our low APR credit cards.

What is the Annual Fee of iBankUP Prepaid Account

Annual Fee:

Annual Fee Explained: Certain credit cards have a fee that you are required to pay every year to continue to use the card. Cards with annual fees tend to have benefits associated with them like airline miles, points, or cash back. Explore the best rewards credit cards on our site.

What is the Intro APR on iBankUP Prepaid Account

Intro APR: N/A*

Intro APR Explained: An introductory APR (annual percentage rate) is the rate that is charged for any balance that remains on your account. The difference between an introductory rate and your regular APR is the introductory period will end. Introductory rates are typically 3 months, 6 months or 12 months. Browse our entire list of >low APR credit cards.

Does iBankUP Prepaid Account Allow Balance Transfers?

Balance Transfers: N/A*

Balance Transfer Fee: See Terms*

Balance Transfer Intro APR: N/A*

Balance Transfer Intro APR Period: N/A*

Balance Transfer Go To Rate: N/A*

Balance Transfers Explain: So what are balance transfers? Balance transfers are a credit card mechanism that allows you to transfer a credit card from one card to another. Why would you want to do this? Say you have a card with a 15% APR. You can transfer this balance to a credit card with an APR of just 5% (or possibly 0%, please check out balance transfer credit cards for offers like this). When you transfer the balance, you will save a considerable amount of money in monthly fees. The features to look for on a balance transfer card are the Balance Transfer Fees, Balance Transfer Go To Rate (which is the rate after the intro period, and the Balance Transfer Intro APR (the 0% rate)

What are the Cash Advance Terms for iBankUP Prepaid Account?

Cash Advance Fee: See Terms*

iBankUP Prepaid Account Cash Advance Explained: Cash advances, what are they? Are they the same as cash? Cash advance is one of the most expensive ways to get cash from your credit card and we almost always recommend you do not use the cash advance feature of the card. There are very high APRs and fees associated with cash advances. They allow you to get cash by using your credit card instead of a debit card.

Are There Any Transaction Fees for Purchases for iBankUP Prepaid Account

For certain prepaid debit cards and some secured credit cards, there are transaction fees for using your card as a debit card or using the card at an ATM to retrieve cash. The fees for this card are as follows:

Debit Card Transaction Fee: $0

Credit Card Purchase Fee: $0

Load Fee: $0

ATM Fee: $0

Activation Fee: $0

Foreign Currency Exchange Fee: See Terms*

What Are Card Penalties for iBankUP Prepaid Account

If you miss a payment, the APR for cash advances goes to See Terms*

If you miss a payment, the APR for purchases becomes See Terms*

If you miss a payment, the late fee is See Terms*

What credit score is required for iBankUP Prepaid Account

Score Required: No Credit Check*

Credit Score Explained: To qualify for iBankUP Prepaid Account, you need to have a credit score that is No Credit Check*. If your credit score is not at this level, we can recommend another credit card that is perfectly suited for your credit score. Click here to browse our credit cards by credit score.