2013 CreditHunch Credit card reviews, tips, tricks & more.

USAA Cash Rewards® World MasterCard® Apply

USAA Cash Rewards® World MasterCard® Features

  • Enjoy variable rates as low as 9.9% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the Prime Rate.
  • No annual fee and no minimum finance charge.
  • Earn rebates up to 1.25% on your everyday purchases.
  • Your cash rebate is awarded every January for the purchases made the previous 12 months.
  • There's no limit to the amount you can earn.
  • Before starting your application, USAA will ask you a few questions to establish your online access and eligibility with USAA.
  • If you are not eligible, USAA credit cards and other products may still be available.
  • If you are not eligible, USAA credit cards and other products may still be available.
Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A N/A 9.90%-25.90% (Variable) See Terms Excellent Credit

Similar Cards

Apply Now
Credit Needed
Excellent Credit

Loading ... Loading ...
Apply Now
Credit Needed
Excellent Credit

Loading ... Loading ...
Apply Now
Credit Needed
Excellent Credit

Loading ... Loading ...


This is a review of USAA Cash Rewards® World MasterCard®. This card is perfect for people with Excellent Credit credit. USAA Cash Rewards® World MasterCard® is issued by .

  • Enjoy variable rates as low as 9.9% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the Prime Rate.
  • No annual fee and no minimum finance charge.
  • Earn rebates up to 1.25% on your everyday purchases.
  • Your cash rebate is awarded every January for the purchases made the previous 12 months.
  • There’s no limit to the amount you can earn.
  • Before starting your application, USAA will ask you a few questions to establish your online access and eligibility with USAA.
  • If you are not eligible, USAA credit cards and other products may still be available.

Apply for the USAA Cash Rewards® World MasterCard® by filling out a secure online application.

What is the APR of USAA Cash Rewards® World MasterCard®

APR: 9.90%-25.90% (Variable)

APR Explained: The APR rate is the annual interest rate you will pay on any remaining balance left on your card at the end of the billing cycle. You want to find a card with a low APR, for a list of all of our low APR credit cards.

What is the Annual Fee of USAA Cash Rewards® World MasterCard®

Annual Fee:

Annual Fee Explained: Certain credit cards have a fee that you are required to pay every year to continue to use the card. Cards with annual fees tend to have benefits associated with them like airline miles, points, or cash back. Explore the best rewards credit cards on our site.

What is the Intro APR on USAA Cash Rewards® World MasterCard®

Intro APR: N/A

Intro APR Explained: An introductory APR (annual percentage rate) is the rate that is charged for any balance that remains on your account. The difference between an introductory rate and your regular APR is the introductory period will end. Introductory rates are typically 3 months, 6 months or 12 months. Browse our entire list of >low APR credit cards.

Does USAA Cash Rewards® World MasterCard® Allow Balance Transfers?

Balance Transfers: Yes

Balance Transfer Fee: See Terms

Balance Transfer Intro APR: N/A

Balance Transfer Intro APR Period: N/A

Balance Transfer Go To Rate: See Terms

Balance Transfers Explain: So what are balance transfers? Balance transfers are a credit card mechanism that allows you to transfer a credit card from one card to another. Why would you want to do this? Say you have a card with a 15% APR. You can transfer this balance to a credit card with an APR of just 5% (or possibly 0%, please check out balance transfer credit cards for offers like this). When you transfer the balance, you will save a considerable amount of money in monthly fees. The features to look for on a balance transfer card are the Balance Transfer Fees, Balance Transfer Go To Rate (which is the rate after the intro period, and the Balance Transfer Intro APR (the 0% rate)

What are the Cash Advance Terms for USAA Cash Rewards® World MasterCard®?

Cash Advance Fee: See Terms

USAA Cash Rewards® World MasterCard® Cash Advance Explained: Cash advances, what are they? Are they the same as cash? Cash advance is one of the most expensive ways to get cash from your credit card and we almost always recommend you do not use the cash advance feature of the card. There are very high APRs and fees associated with cash advances. They allow you to get cash by using your credit card instead of a debit card.

Are There Any Transaction Fees for Purchases for USAA Cash Rewards® World MasterCard®

For certain prepaid debit cards and some secured credit cards, there are transaction fees for using your card as a debit card or using the card at an ATM to retrieve cash. The fees for this card are as follows:

Debit Card Transaction Fee: $0

Credit Card Purchase Fee: $0

Load Fee: $0

ATM Fee: $0

Activation Fee: $0

Foreign Currency Exchange Fee: See Terms

What Are Card Penalties for USAA Cash Rewards® World MasterCard®

If you miss a payment, the APR for cash advances goes to See Terms

If you miss a payment, the APR for purchases becomes See Terms

If you miss a payment, the late fee is See Terms

What credit score is required for USAA Cash Rewards® World MasterCard®

Score Required: Excellent Credit

Credit Score Explained: To qualify for USAA Cash Rewards® World MasterCard®, you need to have a credit score that is Excellent Credit. If your credit score is not at this level, we can recommend another credit card that is perfectly suited for your credit score. Click here to browse our credit cards by credit score.