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First Progress Platinum Select MasterCard® Secured Credit Card Apply

First Progress Platinum Select MasterCard® Secured Credit Card Features

  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A N/A 14.99% (Variable) See Terms Bad Credit

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This is a review of First Progress Platinum Select MasterCard® Secured Credit Card. This card is perfect for people with Bad Credit credit. First Progress Platinum Select MasterCard® Secured Credit Card is issued by .

  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 — $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account

Apply for the First Progress Platinum Secured MasterCard® Credit Card by filling out a secure online application.

What is the APR of First Progress Platinum Select MasterCard® Secured Credit Card

APR: 14.99% (Variable)

APR Explained: The APR rate is the annual interest rate you will pay on any remaining balance left on your card at the end of the billing cycle. You want to find a card with a low APR, for a list of all of our low APR credit cards.

What is the Annual Fee of First Progress Platinum Select MasterCard® Secured Credit Card

Annual Fee:

Annual Fee Explained: Certain credit cards have a fee that you are required to pay every year to continue to use the card. Cards with annual fees tend to have benefits associated with them like airline miles, points, or cash back. Explore the best rewards credit cards on our site.

What is the Intro APR on First Progress Platinum Select MasterCard® Secured Credit Card

Intro APR: N/A

Intro APR Explained: An introductory APR (annual percentage rate) is the rate that is charged for any balance that remains on your account. The difference between an introductory rate and your regular APR is the introductory period will end. Introductory rates are typically 3 months, 6 months or 12 months. Browse our entire list of >low APR credit cards.

Does First Progress Platinum Select MasterCard® Secured Credit Card Allow Balance Transfers?

Balance Transfers: N/A

Balance Transfer Fee: See Terms

Balance Transfer Intro APR: N/A

Balance Transfer Intro APR Period: N/A

Balance Transfer Go To Rate: See Terms

Balance Transfers Explain: So what are balance transfers? Balance transfers are a credit card mechanism that allows you to transfer a credit card from one card to another. Why would you want to do this? Say you have a card with a 15% APR. You can transfer this balance to a credit card with an APR of just 5% (or possibly 0%, please check out balance transfer credit cards for offers like this). When you transfer the balance, you will save a considerable amount of money in monthly fees. The features to look for on a balance transfer card are the Balance Transfer Fees, Balance Transfer Go To Rate (which is the rate after the intro period, and the Balance Transfer Intro APR (the 0% rate)

What are the Cash Advance Terms for First Progress Platinum Select MasterCard® Secured Credit Card?

Cash Advance Fee: See Terms

First Progress Platinum Select MasterCard® Secured Credit Card Cash Advance Explained: Cash advances, what are they? Are they the same as cash? Cash advance is one of the most expensive ways to get cash from your credit card and we almost always recommend you do not use the cash advance feature of the card. There are very high APRs and fees associated with cash advances. They allow you to get cash by using your credit card instead of a debit card.

Are There Any Transaction Fees for Purchases for First Progress Platinum Select MasterCard® Secured Credit Card

For certain prepaid debit cards and some secured credit cards, there are transaction fees for using your card as a debit card or using the card at an ATM to retrieve cash. The fees for this card are as follows:

Debit Card Transaction Fee: $0

Credit Card Purchase Fee: $0

Load Fee: $0

ATM Fee: $0

Activation Fee: $0

Foreign Currency Exchange Fee: See Terms

What Are Card Penalties for First Progress Platinum Select MasterCard® Secured Credit Card

If you miss a payment, the APR for cash advances goes to See Terms

If you miss a payment, the APR for purchases becomes See Terms

If you miss a payment, the late fee is See Terms

What credit score is required for First Progress Platinum Select MasterCard® Secured Credit Card

Score Required: Bad Credit

Credit Score Explained: To qualify for First Progress Platinum Select MasterCard® Secured Credit Card, you need to have a credit score that is Bad Credit. If your credit score is not at this level, we can recommend another credit card that is perfectly suited for your credit score. Click here to browse our credit cards by credit score.