2013 CreditHunch Credit card reviews, tips, tricks & more.

1-2-3 REWARDS® Visa® Card Apply

1-2-3 REWARDS® Visa® Card Features

  • Save an Additional 25¢ a gallon for the first three months when you redeem 100 fuel points at participating Kroger family of stores fuel centers
  • Earn free groceries faster at Kroger, King Soopers, Dillons Smith's, Fry's and QFC
  • 3 points per $1 spent on Kroger family of brand products
  • 2 points per $1 spent in the Kroger® family of stores (excluding fuel centers)
  • 1 point per $1 spent anywhere Visa Cards are accepted
  • Every 1,000 points earned gets $5 in free groceries. Rewards sent automatically every quarter
  • 0% intro APR* for 9 billing cycles on purchases and balance transfers
  • $0 annual fee*
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0% 9 billing cycles 13.99%-23.99% (Variable) See Terms Excellent Credit

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This is a review of 1-2-3 REWARDS® Visa® Card. This card is perfect for people with Excellent Credit credit. 1-2-3 REWARDS® Visa® Card is issued by .

  • Save an Additional 25¢ a gallon for the first three months when you redeem 100 fuel points at participating Kroger family of stores fuel centers
  • Earn free groceries faster at Kroger, King Soopers, Dillons Smith’s, Fry’s and QFC
  • 3 points per $1 spent on Kroger family of brand products
  • 2 points per $1 spent in the Kroger® family of stores (excluding fuel centers)
  • 1 point per $1 spent anywhere Visa Cards are accepted
  • Every 1,000 points earned gets $5 in free groceries. Rewards sent automatically every quarter
  • 0% intro APR* for 9 billing cycles on purchases and balance transfers
  • $0 annual fee*

Apply for the 1-2-3 REWARDS® Visa® Card by filling out a secure online application.

What is the APR of 1-2-3 REWARDS® Visa® Card

APR: 13.99%-23.99% (Variable)

APR Explained: The APR rate is the annual interest rate you will pay on any remaining balance left on your card at the end of the billing cycle. You want to find a card with a low APR, for a list of all of our low APR credit cards.

What is the Annual Fee of 1-2-3 REWARDS® Visa® Card

Annual Fee:

Annual Fee Explained: Certain credit cards have a fee that you are required to pay every year to continue to use the card. Cards with annual fees tend to have benefits associated with them like airline miles, points, or cash back. Explore the best rewards credit cards on our site.

What is the Intro APR on 1-2-3 REWARDS® Visa® Card

Intro APR: 0%

Intro APR Explained: An introductory APR (annual percentage rate) is the rate that is charged for any balance that remains on your account. The difference between an introductory rate and your regular APR is the introductory period will end. Introductory rates are typically 3 months, 6 months or 12 months. Browse our entire list of >low APR credit cards.

Does 1-2-3 REWARDS® Visa® Card Allow Balance Transfers?

Balance Transfers: Yes

Balance Transfer Fee: See Terms

Balance Transfer Intro APR: 0%

Balance Transfer Intro APR Period: 9 billing cycles

Balance Transfer Go To Rate: See Terms

Balance Transfers Explain: So what are balance transfers? Balance transfers are a credit card mechanism that allows you to transfer a credit card from one card to another. Why would you want to do this? Say you have a card with a 15% APR. You can transfer this balance to a credit card with an APR of just 5% (or possibly 0%, please check out balance transfer credit cards for offers like this). When you transfer the balance, you will save a considerable amount of money in monthly fees. The features to look for on a balance transfer card are the Balance Transfer Fees, Balance Transfer Go To Rate (which is the rate after the intro period, and the Balance Transfer Intro APR (the 0% rate)

What are the Cash Advance Terms for 1-2-3 REWARDS® Visa® Card?

Cash Advance Fee: See Terms

1-2-3 REWARDS® Visa® Card Cash Advance Explained: Cash advances, what are they? Are they the same as cash? Cash advance is one of the most expensive ways to get cash from your credit card and we almost always recommend you do not use the cash advance feature of the card. There are very high APRs and fees associated with cash advances. They allow you to get cash by using your credit card instead of a debit card.

Are There Any Transaction Fees for Purchases for 1-2-3 REWARDS® Visa® Card

For certain prepaid debit cards and some secured credit cards, there are transaction fees for using your card as a debit card or using the card at an ATM to retrieve cash. The fees for this card are as follows:

Debit Card Transaction Fee: $0

Credit Card Purchase Fee: $0

Load Fee: $0

ATM Fee: $0

Activation Fee: $0

Foreign Currency Exchange Fee: See Terms

What Are Card Penalties for 1-2-3 REWARDS® Visa® Card

If you miss a payment, the APR for cash advances goes to See Terms

If you miss a payment, the APR for purchases becomes See Terms

If you miss a payment, the late fee is See Terms

What credit score is required for 1-2-3 REWARDS® Visa® Card

Score Required: Excellent Credit

Credit Score Explained: To qualify for 1-2-3 REWARDS® Visa® Card, you need to have a credit score that is Excellent Credit. If your credit score is not at this level, we can recommend another credit card that is perfectly suited for your credit score. Click here to browse our credit cards by credit score.